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Blue
Shield of California P.O.
Box 272540 COMPANY
INFORMATION
Blue Shield of California was founded in 1939 in San Francisco, California as the nation’s first medical service prepayment plan. Blue Shield of California is an independent member of the Blue Shield Association and is California’s second largest not-for-profit health care company with 2 million members and $3 billion annual revenue. BCS was also named the No. 1 health maintenance organization in the nation for financial strength. RATING
A.M.
Best – A- Standard
& Poor’s – A- Weiss
- A
WHAT IS HEALTH INSURANCE? Health insurance is an agreement by a health insurance company to pay specified medical expenses when someone becomes sick or injured or otherwise needs medical care. The agreement is a contract between the insured person and the health insurance company that provides the health insurance.If the insured requires medical care while the health insurance policy is in force, then the health insurance company provides payment for the health benefits according to the terms of the health insurance policy. When a health insurance policy is considered, it is important to plan for more than simply getting sick or injured. A good health insurance plan also covers a variety of other medical expenses, including maternity, chiropractic care, outpatient emergency care, and well baby care. When
children are involved it is also important to plan for their routine
medical child care visits and inoculations. IS HEALTH INSURANCE NECESSARY? Health insurance is necessary for peace of mind. It provides the guarantees that your families medical care will be taken care when the need arises. Health insurance lets those who depend upon you know that even if an unforeseen medical emergency arises, you have taken care to provide medical insurance to take care of your family. Since health insurance premiums and plans are so easy to adjust for your families budget it is now a simple matter to protect your families most important asset.... Health.
INDIVIDUAL HEALTH INSURANCE VS. EMPLOYER'S GROUP HEALTH INSURANCE Current competition among health insurance companies has dramatically reduced the difference in cost and benefits between individual and group insurance benefits and premiums. As such you should carefully evaluate your options when selecting the best health insurance plan for your needs.Evaluate the costs and benefits available when deciding the type of
plan to purchase.
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